[Sector Intelligence] Banking in the EU – Regulatory White Paper

Executive Sector Briefing

This white paper provides a structured assessment of the European Union’s banking regulatory landscape, focusing on supervisory dynamics, prudential requirements, operational risks and the evolving expectations of EU authorities.

It offers a comparative reading of regulatory pressures across Member States, the drivers reshaping banks’ business models, and the strategic implications for capital, governance, compliance and risk management.

The analysis integrates regulatory, legal and operational dimensions to support executive decision-making and long-term planning.

This report includes

• EU regulatory framework: structure, evolution and supervisory trends.

• Prudential requirements, solvency dynamics and operational risks.

• Legal exposure and regulatory frictions affecting institutions.

• Impact on business models, governance and competitive positioning.

• Strategic scenarios for 2024–2027.

• Recommendations for strategy, risk, compliance and public affairs teams.

Ideal for

• Banks and financial institutions operating in the EU.

• Regulatory, compliance and internal audit departments.

• Risk management and governance units.

• Strategy, institutional relations and public affairs teams.

• Investors with exposure to European banking assets.

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